What If You Disagree With The Insurer Decision

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The insurer will deny your claim at some point. 

Once the insurer denies your claim or make a decision on your claim that you do not agree with, you have 2 years to start a legal action to dispute the insurer's decision. This is done by filing an application with the License Appeal Tribunal (LAT). Failure to do so within 2 years of the insurer's denial can result in you not being able to dispute the insurer's decision. 

Before filing an application with the LAT, it is best to use the early part of the 2 year limitation period to try and negotiate a resolution of your claim with the insurance company. 

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